Crop Insurance Considerations for Prevented Planting

IMG_2431For some areas of Iowa, frequent rains this spring/summer created prevented plant acres that are a great opportunity to seed cover crops.  If you were unable to get your corn planted by May 31 or soybeans by June 15, you may be eligible for prevented planting payments.  Contact your local FSA office and crop insurance agent before making decisions about prevented planting acres to determine your payment eligibility.

What choices do producers have if they are prevented from planting by the final planting date?

  • Plant the insured crop during the late planting period, if applicable. The late planting period is generally 25 days after the final planting date but varies by crop and area, as specified in the policy. For most crops, the timely planted production guarantee is reduced 1 percent per day for each day planting is delayed after the final planting date.
  • Plant the insured crop after the late planting period, in which case the insurance guarantee will be the same as the insurance guarantee provided for prevented planting coverage.
  • Plant a cover crop and receive a full prevented planting payment (but do not hay or graze this cover crop before November 1 and do not harvest it at any time).
  • Plant a cover crop after the late planting period and hay or graze it before November 1 and receive 35 percent of the prevented planting payment for your first crop.
  • Plant a second crop after the late planting period or hay/graze a cover crop after the end of the late planting period but before November 1 and receive a prevented planting payment equal to 35 percent of the prevented planting guarantee.
  • Leave the acreage idle (black dirt) and receive a full prevented planting payment. Conservation improvements are allowed.

For more information on Prevented Planting, check out the 2015 USDA Risk Management Agency Fact Sheet for Iowa, Minnesota, and Wisconsin.

Liz Juchems

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